A woman and two boys sit on a couch, smiling. In front, a banner shows 3.45% 18-month GIC and 3.60% 30-month GIC rates—bank local, support local with Libro, a 100% Canadian-owned credit union offering banking and financial services in Ontario.
Libro members, Christine & sons

Limited-Time GIC
Special Rates

Looking to grow your savings? Earn 3.45% on an 18-month GIC or 3.60% on a 30-month GIC with new funds*. These special rates are available by phone or appointment only. You can see more rates and digital bonus offers in Online Banking.

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What Can We Help You With Today?

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Open a Personal Account

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Open a Business Account

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Start Investing

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Own a Home

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Explore Loans

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Apply for a Credit Card

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Libro member, Melcher’s Construction Libro Support Local Icon

Bank Local.
Support Local.

Libro is a 100% Canadian-owned credit union, investing in local people, businesses, and communities while helping you build financial well-being with expert advice and personalized service.

Join Libro Meet with a Coach
Family

Libro members, Evalena, Cortez and Family

Because we have such a great relationship with our coaches, the support was there.

When you add in ownership, and also your ability to feel like you’re a part of decision-making at the credit union, it all works out very well.

Open a Personal Account
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Libro member, My Fit Room

We’re here for you and your business

Get advice from our experts to make smart financial choices and manage your banking the way you like.

Cash Management Business Borrowing
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Libro member, Country Club for Pets

For the last 13 years, Libro has helped our business with all our projects.

Our business is Country Club for Pets and Libro Coaches are great about seeing outside the box to help us achieve our goals.

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Cedar Valley Selections, Foodpreneur Advantage program participants

Banking at Libro is Different

We use our business as a force for good, reinvesting our profits into the people, businesses, and communities we serve.

Community Impact Partnerships
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Libro members Devon, Becky and their dog Ollie

I strive to live a sustainable lifestyle.

I booked a meeting with a Libro Coach prior to opening an account with Libro and during that meeting it became clear that my values aligned with that of Libro Credit Union.

Learn About Our B Corp
A family of four and a dog pose together in a living room, with a piano, floral painting, and window in the background—bank local and support local like Libro, offering banking and financial services in Ontario.

Limited time offer!

Until March 31, 2026 receive 1% cash back* when you transfer your investments from another financial institution to Aviso Wealth at Libro. *Terms and conditions apply.

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PAC Your Pockets Contest

Start your tomorrow off brighter by starting a new, or increasing an existing, Pre-Authorized Contribution (PAC) and be entered for a chance to win $1,000!

Learn More
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Save on Insurance

Libro Owners are eligible for exclusive savings through the CUMIS  Insurance Program. Explore Home, Auto, and Travel Insurance today!

Start Saving
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Invest in Your Child’s Future with RESPs

Help your kids reach their dreams! Start a new automatic contribution to a Registered Education Savings Plan (RESP) and Libro will make the first deposit (up to $50!)

Plan for the future

Discover more ways we can help

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Calculators

Get help doing the math. Quick calculations to make your financial decisions easier.

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Making Cents of Money Blog

We want to help you on your financial journey. Find articles that help money make cents.

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Learn With Libro

Live for today and plan for the future with our tools and resources. We’re happy to help.

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Rates and Fees

Understanding rates and fees is an important step in your decision making process.

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Bank Somewhere Better

We’re on a mission to make money better for everyone. 

Feel confident about your financial future and help us increase our impact where it matters most.

Join Libro Learn More

Get in Touch With a Libro Coach

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Find a Libro Location Near You

  • Learn more about Libro
  • Meet with a Coach
  • Take care of your banking
  • And more
Get Started
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Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc.

*Limited-time offer. New funds only. New funds are money not currently held on deposit with Libro Credit Union and not transferred from existing Libro accounts and/or Libro affiliated accounts including Aviso Wealth and Qtrade. Minimum deposit $1000. RSP, RIF, and TFSA eligible. Rates are subject to change without notice. No additional bonuses apply to special rates. Conditions apply.