108,000+ people bank with Libro. Open your account online and get $200.


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Banking at Libro has many advantages. Discover the difference.

Expert Coaching

Whatever your financial needs may be, a Libro Coach can help.

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Join Libro and get $200

Receive $200 when you open a new account online.

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Our co-operative structure means you're an Owner.

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Profit Sharing

In 2018, we returned $11.6 million to Owners.

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Local Impact

Libro helps grow prosperity in your local community.

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Business for Good

We care about our social and environmental impact.

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Access your money easily

  • Access to more than 4,000 surcharge-free ATMs
  • 35 locations across southwestern Ontario and growing
  • Secure access to your account 24/7 through Online Banking
  • Local Contact Centre to assist with your needs

Ready to bank with Libro?

  1. Select the type of account you want to open
  2. Open your account online in less than 5 minutes
  3. Set up your pre-authorized reoccuring payment or deposit to be eligible for a $200 bonus

The Libro Difference

Financial coaching is one important way Libro is different from banks. Every Owner at Libro gets their very own Coach — a financial expert who cares about you and your success. Your Coach gets to know you and your situation and always offers personalized financial advice to help you reach your goals.

As a new Libro Owner, you’ll receive $200 when you open a new account online and set up a pre-authorized recurring payment or deposit* within 12 weeks of registering for Get Your Share.

How it works:

  1. Open your new account online.
    1. The process only takes about 5 minutes.
  2. Set up a pre-authorized recurring payment or deposit.
  3. Receive your $200 once we verify you’ve met the eligibility requirements.

* Recurring payment or deposit must continue for a minimum of six months or the $200 bonus is returned to Libro.
View Terms and Conditions.

This program started on February 4, 2020. To be eligible for the $200, new Owners must:

  1. Be at least 18 years old
  2. Be resident of Ontario
  3. Not have been a member of an Ontario credit union since December 31, 2016
  4. Not be currently employee by an Ontario credit union or subsidiary
  5. Not have redeemed a Get Your Share new owner offer previously


Because Libro is a financial co-operative, when you bank with Libro, you become an Owner by purchasing membership shares. Libro customers are called Owners because you do really own the company — you have opportunities to impact our organization and receive an individual share of our profits. Ownership has its rewards!

As a co-operative owned by its shareholders, Libro distributes profits to our Owners in the form of profit shares and investment share dividends. For 2018, that totaled $11.6 million, an increase of $1.2 million from the previous year.

As a Libro Owner, you’re part of a larger purpose of helping to grow prosperity right here in southwestern Ontario. In 2018, we reinvested $1.5 million into our communities through sponsorships, donations, student awards, our strategic partnerships, and the Libro Prosperity Fund.

Libro is proud to be a certified B Corporation®, joining leaders of a global movement of people using business as a force for good™. B Corporations (or B Corps) are important because they inspire all businesses to compete not only to be the best in the world, but also to be the Best for the World®.

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