Copyright © 2017 Libro Credit Union Limited. All rights reserved. The contents of this website are owned by and copyrighted by Libro and its suppliers and contains trademarks of Libro and others used by Libro with permission. You may print, copy or save portions of this site for your own use only – provided that all copyright and trademark provisions contained on the site remain intact.
Unauthorized use of any portion of this site beyond that contained in the previous paragraph may violate copyright, trademark and other laws.
Warranties and Limitation of Liability
Information and documents provided on this website are provided “as is” without any warranty. Libro uses reasonable efforts to furnish accurate and up-to-date information on this website; it does not, however, warrant its accuracy, adequacy, timeliness or completeness. Rates, fees and other information is subject to change at any time without notice to users and the posted rates and fees on the website may not immediately reflect such changes.
Your use of this website is at your own risk. In no event will Libro, its suppliers, and the other parties involved in creating and delivering this website’s contents be liable for any damages, losses or expenses of any kind arising from or in connection with this website or its use or any person’s inability to use the site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise, even if Libro, or its representatives, are advised of the possibility of such damages, losses or expenses.
Links to Third Party Sites
Any third party sites that are linked to this site are not under Libro’s control. Libro is not responsible for anything on the linked sites, including without limitation any content, links to other sites, any changes to those sites, or any policies those sites may have. Libro provides links as a convenience only and such links do not imply any endorsement by Libro of those sites.
Seek Personalized Advice
This site is intended to supply general educational information only. This site is not intended to be used as a substitute for any kind of professional advice such as financial, tax, accounting or legal advice.
Libro’s services are available for those residing within the Province of Ontario and/or otherwise as provided by Libro’s charter. The use of Libro services and this site by Libro owners is subject to the terms of the Libro Service Agreement.
What are cookies? They are small text files created and stored when you visit a website. These cookies keep track of where you go and what you do within that website. They are also specific to that website and cannot be used by other websites you might visit. Cookies store minimal information, including the URL of the website and a random number assigned to your visit. As a visitor, you can surf the website anonymously and access important information without revealing your identity.
Are cookies safe? Yes, under Canada’s Anti-Spam Legislation (CASL), “Cookies” are defined as “non- executable computer programs that cannot carry viruses and install malware.”
For additional resources, please review the following sites:
- To control the information Google uses to show you ads, visit: https://www.google.com/settings/u/0/ads/authenticated
- To opt out of being tracked by Google Analytics across all websites visit: http://tools.google.com/dlpage/gaoptout
This site is governed by the laws of the Province of Ontario excluding any conflicts of law provisions and excluding the United Nations Convention on Contracts for the International Sale of Goods. Any legal action against Libro shall take place in the courts of Ontario.
Libro may change these terms by posting notice on its site. These terms were last revised on April 1, 2017.