Credential®, Credential Securities®, Qtrade Direct Investing® and VirtualWealth® are registered marks owned by Aviso Wealth and are used under license.
Cash Back Mortgage Terms and Conditions
Cash Back amounts of 2.5% available on the 5-year term mortgage with an interest rate premium of 0.60% (cannot be waived) over posted rate on a mortgage of $100,000.00 or more.
Complaint Handling Process
If you have a great experience to share, or a problem or concern to bring forward, we encourage you to contact us.
Debit Card Agreement
Read Libro’s Debit Card & Personal Identification Number agreement.
When you’re a member of an Ontario Credit Union, your deposits are insured.
Market Conduct Code
The Code recognizes the best practice principles we pledge to follow for soliciting, promoting, advertising, marketing, selling or distributing our products or services.
Mobile Wallets Terms and Conditions
These terms govern your use of any eligible Libro Credit Union debit card when you add or keep your Card in a mobile wallet for use on any eligible device that supports the use of the Wallet.
Online Service Agreement
This Online Service Agreement applies to all Libro Credit Union Limited (“Libro”) Owners effective January 1, 2020 who use Libro mobile and computer banking using the internet.
At Libro, we take your privacy seriously. We adhere to strict regulations for maintaining the privacy and confidentiality of your personal information, and we’re accountable, by law and to Libro Owners, for respecting and safeguarding private data.
This service agreement includes all Libro Owner’s deposit Accounts, all Cards (excluding credit Cards) and all transactions processed in their Accounts and using their Cards.
Your use of this site constitutes acceptance of these terms. Note that this contains provisions that may limit your rights, such as under the section entitled “Warranties and Limitation of Liability”.
Trademarks and Copyrights
All trademarks and copyrights are the property of their respective owners.
Overdraft Protection Agreement