Legal

Aviso Wealth

Credential®Credential Securities®, Qtrade Direct Investing® and VirtualWealth® are registered marks owned by Aviso Wealth and are used under license.

 

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Big Save Contest Rules and Regulations

Existing Owners are eligible to take advantage of the Big Save contest. By starting a new automatic savings plan, you’re entered to win $5,000 from Libro.

 

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Cash Back Mortgage Terms and Conditions

Cash Back amounts of 2.5% available on the 5-yeaterm mortgage with an interest rate premium of 0.60% (cannot be waved) over posted rate on a mortgage of $100,000.00 or more.

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Complaint Handling Process

If you have a great experience to share, or a problem or concern to bring forward, we encourage you to contact us.

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Debit Card Agreement

Read Libro’s Debit Card & Personal Identification Number agreement.

 

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Deposit Insurance

When you’re a member of an Ontario Credit Union, your deposits are insured.

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Earth Day Social Media Contest – Invest in Our Planet

On April 22, Libro will join the Earth Day celebration by playing media screens in branches and posting on social media. In addition, a social media contest for a chance to win a $1,000 Responsible Investment from Libro.

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Market Conduct Code

The Code recognizes the best practice principles we pledge to follow for soliciting, promoting, advertising, marketing, selling or distributing our products or services.

 

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Mobile Wallets Terms and Conditions

These terms govern your use of any eligible Libro Credit Union debit card when you add or keep your Card in a mobile wallet for use on any eligible device that supports the use of the Wallet.

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Online Service Agreement

This Online Service Agreement applies to all Libro Credit Union Limited (“Libro”) Owners effective January 1, 2020 who use Libro mobile and computer banking using the internet.

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Privacy Policy

At Libro, we take your privacy seriously. We adhere to strict regulations for maintaining the privacy and confidentiality of your personal information, and we’re accountable, by law and to Libro Owners, for respecting and safeguarding private data.

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Start Your Savings Terms and Conditions

Please see the terms and conditions for Libro’s Loyal2Local campaign.

 

 

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Service Agreement

This service agreement includes all Libro Owner’s deposit Accounts, all Cards (excluding credit Cards) and all transactions processed in their Accounts and using their Cards.

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Terms of Use

Your use of this site constitutes acceptance of these terms. Note that this contains provisions that may limit your rights, such as under the section entitled “Warranties and Limitation of Liability”.

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Trademarks and Copyrights

All trademarks and copyrights are the property of their respective owners.

 

 

 

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Overdraft Protection Agreement

This agreement outlines the terms of use for overdraft protection.

 

 

 

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