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Home Ownership
Whether you’re looking for your first home, renovating your forever home, or somewhere in between, we’ve got you covered.
Buying a Home, Moving and Renovating
Home ownership, renovating, and moving can seem overwhelming. We’re here to make it simple. Learn about mortgage payment options, mortgage types, financing renovations, and more with Libro’s tools, articles, and tips.
Learn About Libro Mortgages Book a MeetingView Mortgage Rates
Limited time offer!
Whether you’re buying, switching, or refinancing.
Whatever your next move looks like, we’re here to help you make it with confidence. With a Libro mortgage, you could receive up to $4,500 cash back to spend, along with personalized support from a Coach who’ll guide you every step of the way.
Plus, enjoy a free premium chequing account – a value of $1,500 – when you have a Libro mortgage.¹
5-Year High Ratio Mortgage
With a high-ratio mortgage from Libro Credit Union, you can get into your home sooner with as little as 5% down. We’ll guide you through every step so you can move forward with confidence.
3-Year High Ratio Mortgage
With a high-ratio mortgage from Libro Credit Union, you can get into your home sooner with as little as 5% down. We’ll guide you through every step so you can move forward with confidence.
Home Ownership Articles
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Building Your Own Home
Deciding whether to build or buy a new house can be a tough call. Lear…
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Financing a Renovation
Dreaming about a home renovation project? There are financing options …
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First-Time Home Buyer
Libro makes owning your first home a reality. Get your home ownership …
Keep ReadingHelpful Tools & Resources
Mortgage Calculator
Get a snapshot of what you can comfortably afford to borrow and test out different scenarios including rates and payments.
Surprise Costs
Many costs can take unprepared home buyers by surprise. Use this resource as your guide to stay prepared.
Mortgage Rates
Check out Libro’s competitive mortgage rates. We offer a variety of options that are flexible to suit your needs.
Profit Sharing
Having a Libro mortgage means you’re a Libro Member! Learn about the opportunities you have by being part of a credit union.
Home Inspection Checklist
Use this comprehensive checklist to understand what things you should look for when purchasing your new property.
Mortgage Payments
Explore mortgage payment and frequency options at Libro to find the one that will support your home ownership goals.
Ready to get started with a Libro mortgage?
Whatever your home-buying needs are, Libro Coaches are here to support you with your financial decisions. We’re available online, by phone or in branch.
- Down payments
- Reducing mortgage costs
- Refinancing
- Navigating first-time home buying