Business Banking Accounts
Whether your business is established or just starting out, Libro has flexible business banking accounts and the expertise needed to help you grow and prosper.

Find the Right Operating Account Package to Fit Your Business Needs:
Basic
A basic business account for those with lower balances and/or transaction volumes.
$6 / month $0¹
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Monthly Fee
- Waived with a $7,500 minimum daily closing balance per month (per transaction fee still applies).
Key Benefits
- $0.75 per transaction
- 5 surcharge-free Interac ATM withdrawals* then $1 surcharge each
- 2 surcharge-free Interac e-Transfers per month, then $1.50 surcharge each
- Free transfers to loan payments, chequing, savings, and investments.
Additional Details:
- $10.00 fee for certified cheques, drafts
- View all additional fees
Business Special
This account is available for Organizations who would like a customized approach to their Business banking.
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Key Benefits:
- Organizations that typically hold balances over $500,000.
- Townships, schools, hospitals, and foundations.
- Realtors, lawyers, and notary publics (where trust accounts are necessary).
Additional Details:
- Key benefits are customized to meet your organization’s needs.
Election Campaign
Available for registered candidates who are running in a federal or provincial election in a riding that resides in our general serviced area.
$0 / month
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Key Benefits:
- No fee chequing account with unlimited transactions
- Free counter cheques
Business 60
For those with higher balances and/or transaction volumes.
$25 / month $0¹
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Monthly Fee
- Waived with a $25,000 minimum daily closing balance per month.
Key Benefits:
- 60 Transactions included then $0.75 per additional transaction
- 5 surcharge-free Interac ATM withdrawals* per month, then $1 surcharge each
- 5 surcharge-free Interac e-Transfers per month, then $1.50 surcharge each
- Free transfers to loan payments, chequing, savings, and investments.
Additional Details:
*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those found on our locations page. Surcharge is an additional fee on top of any transaction fees in this package. ¹Terms and conditions apply. Visit libro.ca/businessoffer for details.US Business
This pay-as-you-go USD chequing account allows Business Owners to transact in US funds.
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Key Benefits:
- 5 free transactions monthly, then $0.95 per transaction
- Owners who monitor and take advantage of rates
- Owners who frequently exchange between CAD and USD
Additional Details:
- Image View fee of $5.00 unless paperless statements are set up
- All balances, withdrawals, deposits and interest are in US funds with online banking and statements
- View all additional fees
Community
Fee-free account for small non-profit organizations and service groups with no borrowing requirements.
$0 / month
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Key Benefits:
- 30 Transactions included and then $0.75 per additional transaction
- 5 surcharge-free Interac ATM withdrawals* per month, then $1 each
- $1.50 surcharge: Interac e-Transfer
- Free transfers to loan payments, chequing, savings, and investments.
Additional Details:
*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those found on our locations page. Surcharge is an additional fee on top of any transaction fees in this package.Business 200
For those with higher balances and/or transaction volumes.
$100 / month $0¹
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Monthly Fee
- Waived with a $100,000 minimum daily closing balance per month.
Key Benefits:
- 200 Transactions plus 1 free per $1,000 minimum monthly balance over $100,000 included and then $0.75 per additional transaction
- 5 surcharge-free Interac ATM withdrawals* per month, then $1 each
- 10 surcharge-free Interac e-Transfers per month, then $1.50 surcharge each
- Free transfers to loan payments, chequing, savings, and investments.
Additional Details:
*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those found on our locations page. Surcharge is an additional fee on top of any transaction fees in this package. ¹Terms and conditions apply. Visit libro.ca/businessoffer for details.Business Investment Savings
This investment savings account earns high daily interest.
$0 / month
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Key Benefits:
- 2 Free debit transactions per month, then $2.00 each transaction
- Earns higher interest rate than the Regular Savings account without locking into a Term Deposit/GIC
- Owners who are interested in setting money aside from their regular day to day banking
- Owners wishing to save money with the flexibility of still having the funds readily available.
Additional Details:
- The account requires a $2,000 minimum monthly balance in order to collect interest
- Interest calculated on ending daily balance
- View all additional fees
What documents do you need to open a new business account?
To help Libro Coaches serve you the best they can, please review the checklists provided. They summarize the documentation required to open an account with ease. Have this information ready for your appointment or when you open an account online.
Commercial Banking
Coaching and Support for Your Business
At Libro, we combine commercial banking expertise with personalized business Coaching to help Owners grow and succeed. Our industry experts provide tailored business account options, funding solutions, and guidance designed with your goals in mind.


Starting or Growing a Small Business?
Your Libro Coach is here to help with expert advice, local grant insights, and guidance on government loan programs like the Canada Small Business Financing Program (CSBFA). We’ll support you every step of the way.
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