Libro Visa* Personal Credit Cards

Libro is proud to offer a family of Visa* personal and business credit cards built specifically to keep smart spending in focus. There is sure to be a card to fit your needs.

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Libro Staff member at a Libro location handing a Libro card to a Libro Owner

Build credit for the life you want.

Between 18 and 27?

Apply for a credit card now so you can start building your credit score and gain the skills you need to manage money effectively. Get a $100 credit after you’re approved on new activations before December 31, 2026.4

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Three people with backpacks stand on a train platform, smiling and talking, next to a modern train under a covered station.
A Libro Credit Union Classic Visa credit card with a chip and contactless symbol, labeled

Classic

Credit card convenience. Simple, easy and smart.
Transfer your balance and enjoy 12 months of 0% interest!3

 

Libro Credit Union Visa credit card with chip and contactless symbol, labeled

Cash Back

Earn cash rewards¹ for everyday purchases.
Transfer your balance and enjoy 12 months of 0% interest!3

Libro Credit Union Centra Gold Visa credit card with a gold background, contactless symbol, and a “Special Offer” blue banner in the bottom left corner.

Centra Gold

A perfect balance of premium rewards¹ and low rates.
Transfer your balance and enjoy 12 months of 0% interest!3

Libro Visa Infinite Credit Card with

Visa Infinite*

Reward yourself with exclusive privileges.
Apply before March 31 and get your first year free!5
Transfer your balance and enjoy 12 months of 0% interest!3

Image of a Libro Visa* Cash Back Infinite card

Cash Back Visa Infinite*

Everyday rewards¹ that move you.
Earn 10x bonus Flex Rewards points on every purchase during your first 90 days when you apply before March 31, 2026.2 Plus, apply before March 31 and get your first year free!5
Transfer your balance and enjoy 12 months of 0% interest!3

 

Libro Credit Union US Dollar Visa credit card with a chip, contactless icon, and

US Dollar

Carry the card that’s as rewarding as your US travel.
Transfer your balance and enjoy 12 months of 0% interest!3

Already a Libro Visa* card holder?

If you wish to upgrade your visa card please call Collabria at 1-855-341-4643

Add your Libro Visa* to your mobile wallet

Libro Visa* credit cards are available with Apple Pay, Google Pay™, and Samsung Pay® to make purchases on the go. It’s simple to use and you can make secure purchases in stores, in apps and on the web.

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An Owner holding their phone looking at the CardWise app

Log into CardWise

  • View your transactions
  • Pay your balance or setup AutoPay
  • Report a lost or stolen card
  • Add a travel plan
  • Update your personal information and set up alerts

Log In Online

Don’t forget you can also download the CardWise mobile app.
'Download on the App Store' button   'Get it on Google Play' button

Lost or stolen Libro Visa* credit cards

Owners must call Collabria Cardholder Services at 1-855-341-4643. This number is available 24 hours a day, 7 days a week.
Alternatively, this can now be managed in the CardWise mobile app or on CardWise Online.


            

        

    



    

        

                                    

                                

                                            

                            Legal
                            
*The Libro Visa credit card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.


¹Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards


2Terms and conditions apply. 


3One-time transfer fee of 3% applies. See terms and conditions for full details.


4Terms and conditions apply.


5Terms and conditions apply. Applications must be received between January 1 to March 31, 2026, in order to be eligible for the 1st Year Annual Fee Rebate Promotion.