Personal Accounts

Your Banking Options

We want to make this choice simple by offering you the option which fits you best.

A Libro Coach can also help to guide you to your account destination while saving you time and money.

Chequing Accounts

Account Type

Description

Monthly Fee

Key Benefits

Basic

Open Account
Pay-as-you-go account. Best if you have limited transactions
  • $4.00 (minimum)
  • Waived with $1,000 minimum monthly balance
  • 60¢ per additional debit transaction
  • 12 transactions
  • 5 surcharge free Interac® ATM withdrawals*
Simplify

Open Account
Flat-fee unlimited account. Best if you keep a minimum monthly balance of $2,500+ or have 27+ transactions per month.
  • $14.00
  • Waived with $2,500 minimum monthly balance. $2 discount with automatic payroll deposit
  • Unlimited transactions
  • 5 surcharge-free Interac® ATM withdrawals*
Premium

Open Account
Premium flat-fee unlimited account. Best if you have over $75,000 in deposits and loans at Libro or require extra perks.
  • $25.00
  • Waived with $75,000+ portfolio balance
  • Unlimited transactions
  • Unlimited surcharge-free Interac® ATM withdrawals*
  • 10 free Interac e-Transfers per month


US Chequing Account

Account Type

Description

Monthly Fee

Key Benefits

US Dollar AccountAn account for US Dollar transactions with cheques available.
  • $0
  • 65¢ per additional debit transaction
  • Three interest earning rate tiers:
    • $ 0 - $99,999
    • $100,000 - $499,999
    • $500,000 +


Youth Accounts

Account Type

Description

Monthly Fee

Key Benefits

Go Free Chequing


Open Account

Chequing account for those aged 13 - 25 with no monthly fee.
$0
  • Unlimited transactions
  • 5 free surcharge-free Interac® ATM withdrawals*
  • 2 free Interac e-Transfers per month
Youth Savings




OPEN ACCOUNT

Savings account for those aged 0 - 25 with no monthly fee.
$0
  • Unlimited transactions


Saving Accounts

ACCOUNT TYPE

DESCRIPTION

MONTHLY FEE

KEY BENEFITS

Regular

OPEN ACCOUNT
Standard savings account; fees waived with $5,000 minimum monthly balance.
  • $0
  • $1.00 per additional debit transaction
  • Free transfers to loan payments, savings, investments
Investment

OPEN ACCOUNT
High-interest savings account pays a higher rate of interest on balances $1,000+.
  • $0
  • $2.00 per additional debit transaction
  • 2 free debit transactions per month


*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those listed on THE EXCHANGE Network.

Need Help?

Do you have a question or need help deciding which account is right for you?

Contact Us