Personal Accounts

Ready to open an account? Complete the process online and you could receive $200

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Your Banking Options

We want to make this choice simple by offering you an account that fits your needs. Browse a list of options available below.

Chequing Accounts

Account Type

Description

Monthly Fee

Key Benefits

Basic Pay-as-you-go account. Best if you have limited transactions
  • $4.00 (minimum)
  • Waived with $1,000 minimum monthly balance
  • 60¢ per additional debit transaction
  • 12 transactions
  • 5 surcharge free Interac® ATM withdrawals per month*
  • Overdraft available
Simplify
 
Flat-fee unlimited account. Best if you keep a minimum monthly balance of $2,500+ or have 27+ transactions per month.
  • $14.00
  • Waived with $2,500 minimum monthly balance. $2 discount with automatic payroll deposit
  • Unlimited transactions
  • 5 surcharge-free Interac® ATM withdrawals*
  • Free unlimited Interac® e-transfers
Premium
 
Premium flat-fee unlimited account. Best if you have over $75,000 in deposits and loans at Libro or require extra perks.
  • $25.00
  • Waived with $75,000+ portfolio balance
  • Unlimited transactions
  • Unlimited surcharge-free Interac® ATM withdrawals*
  • 10 free Interac Request Money transactions per month
  • Free unlimited Interac® e-transfers

 

US Chequing Account

Account Type

Description

Monthly Fee

Key Benefits

US Dollar Account An account for US Dollar transactions with cheques available.
  • $0
  • 65¢ per additional debit transaction
  • Three interest earning rate tiers:
    • $ 0 - $99,999
    • $100,000 - $499,999
    • $500,000 +

 

Youth Accounts

Account Type

Description

Monthly Fee

Key Benefits

Go Free Chequing Chequing account for those aged 13 - 25 with no monthly fee. $0
  • Unlimited transactions
  • 5 free surcharge-free Interac® ATM withdrawals*
  • 2 free Request Money transactions per month
  • Free unlimited Interac® e-transfers
Youth Savings

 

Savings account for those aged 0 - 25 with no monthly fee. $0
  • Unlimited transactions

 

Saving Accounts

ACCOUNT TYPE

DESCRIPTION

MONTHLY FEE

KEY BENEFITS

Regular
 
Standard savings account; fees waived with $5,000 minimum monthly balance.
  • $0
  • $1.00 per additional debit transaction
  • Free transfers to loan payments, savings, chequing investments.
Investment
 
High-interest savings account pays a higher rate of interest on balances $1,000+.
  • $0
  • $2.00 per additional debit transaction
  • 2 free debit transactions per month


*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those listed on THE EXCHANGE Network.