Service Fees – Personal

Libro offers accounts for personal banking, with reliable and convenient services to meet your individual needs. Our fees below outline applicable charges related to your banking activities.
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Chequing Account Fees

Service

Basic

Simplify

Premium

Go Free (Youth)

US Chequing

Monthly Fee

$4

(Waived with $1,000 minimum monthly balance.)

$14

(Waived with $2,500 minimum monthly balance. $2 discount with automatic payroll deposit.)

$25

(Waived with $75,000+ portfolio balance.)

$0

$0

Debit transactions

(per item)

$0.60

(12 free per month)

Free

Free

Free

$0.65

(charged in USD. See foreign exchange rates.)

Transfers to loan payments, chequing, savings and investments

Free

Free

Free

Free

Free

Interac ATM withdrawal*

$1

(5 free per month)

$1

(5 free per month)

Free

$1

(5 free per month)

N/A

Interac e-Transfer

$1.50

Free

Free

Free

N/A

International ATM withdrawal

(Cirrus®, Plus®)

$3

$3

$3

$3

N/A

Monthly online cheque viewing

(free with paperless statements)

$5

$5

$5

$5

$5

Cheque image return

$3

$3

$3

$3

$3

Savings Account Fees

Service

Investment

Regular

Youth

Monthly Fee

$0

$0

$0

Debit transactions

(per item)

$2

$1
(waived with minimum $5,000 balance)

Free

Transfers to loan payments, chequing, savings and investments

$2

(2 free per month)

Free

Free

Interac ATM withdrawal*

$1

$1

$1

Interac e-Transfer

$1.50

$1.50

$1.50

International ATM withdrawal

(Cirrus®, Plus®)

$3

$3

$3

*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those found on our locations page.

Service Fees

Man walking outside holding coin
Man walking outside holding coin

General Service Fees

General service fees for non-account specific services.

Business woman sitting at desk with laptop
Business woman sitting at desk with laptop

Business Account Fees

Specific service charges for farm/business and community accounts.

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