Libro takes the financial stress and surprise out of the home-buying process. We’re experts in helping people build down payments, arrange financing, budget for all the costs of buying a home, and get through the ‘close’ without a financial worry. Here are 10 reasons why you should choose Libro for your next mortgage or at renewal!
Coaching
Libro Coaches help you get through the purchase feeling confident and ready to move. Bottom line: you can’t own your life when a bank owns your home.
We’re local
Find 36 locations and administration offices right here in southwestern Ontario. Libro understands the market and provides the fast turnaround that comes from being a local company – our people live where you live.
In 2021, our average wait time for calls into Libro Connect, our Call Centre, was a whopping 14 seconds!
Realtor relationships
Your branch has developed strong relationships with local realtors – let us put you in touch with someone we think you’ll like!
Flexibility
Libro mortgages offer flexible pre-payment and portability features – if you sell your house, the mortgage rate moves with you – no penalty.
Profit shares
As a Libro customer you’re an Owner and you share in our profit. In total Libro paid out $13.96 million in profit shares for 2021.
Great deals
Libro rates are competitive. Ask about discounts on our already low fixed term rates.
Free account
If your mortgage is $75,000+ then you receive a Premium account with us with unlimited transactions at no charge; that’s a savings of $25 per month.
Convenient construction draws
We’ll help you build your dream home – with advice and support.
Residential rural properties
Up to 60 acres; great if you’re looking to buy a hobby farm or want a little more space around the place you call home.
You’re more than just a number
Libro helps you work toward your last mortgage payment – we’ll work on your behalf because at Libro, you’re an Owner, not a number.