Rates and Fees

Understanding rates and fees is an important step in your decision making process. Reach out to a Libro Coach today to discuss your options.

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Libro believes in fair, transparent, and competitive pricing. We know it’s more than just a rate.

Our goal is to strengthen and protect the financial resilience of those who bank with us. We support you to achieve your goals, and help you manage your money so you can feel confident about your future.

Libro Prime Rate: 7.200%

All rates are subject to change without notice.

Get settled in with a high ratio mortgage

We can help get you into a house, make it a home, and stay with you as you grow into it and change.  Libro is your expert caring Credit Union, here as your lender, neighbour, advisor and community partner. 

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Let’s make money better

Libro’s purpose is to make money better for everyone.

Feel confident about your financial future and help us increase our impact where it matters most.

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Visit a location near you to:

  • Learn more about Libro
  • Meet with a Coach
  • Take care of your banking
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*On Approved Credit (OAC), rates are product-specific and may change without notice. The stated rate of 5.09% per annum applies to a closed, fixed, five-year term high-ratio mortgage, offered to Libro Owners with a down payment of less than 20%, provided they are eligible and opt to purchase mortgage default insurance, while meeting other conditions. Visit libro.ca/homecoaching and Libro.ca/rates for details.