The really cool thing: you can deduct what you contribute from your taxes today, and you don't have to pay tax on the growth inside the plan.
No taxes - until you use the money – that’s not bad. Many people expect or even plan to have a lower income (and therefore a lower tax rate) when they start using the money.
You’re doing it, aren’t you? Picturing your retirement. Are you on a beach, your boat, the golf course, or with your grandkids? That’s good, but come back to now for a moment. Everyone knows the markets go up and down, interest rates are historically low for your savings and growing your money beyond what you put in sometimes feels like it might be impossible.
That's why you have a Libro Coach. Your Coach will help keep your plan on track and keep your expectations real. Find balance between paying off debt today and investing for tomorrow. Help you help your kids get a leg up in life while leaving a little something to enjoy living today.
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*Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Mutual funds are offered through Credential Asset Management Inc.