Offer Description
The Bank on Kingsville Offer provides a $100 Eat Drink Dine Kingsville gift card for new Libro Credit Union (hereafter referred to as “LIBRO”) Owners who complete specific steps as outlined below, subject to meeting all eligibility requirements and conditions detailed in these Terms & Conditions.
Step Requirements
Step 1:
Join Libro by opening an eligible chequing or savings account, either online or at the Kingsville branch. Fund your Libro membership share ($5).
Step 2:
Within 60 days of completing Step 1, set up a recurring preauthorized transaction (either a deposit or a withdrawal) to or from your new Libro account.
Examples include:
- Withdrawal: Monthly bill payments such as hydro, property taxes, or mobile phone bills.
- Deposit: Payroll deposits or Government of Canada benefits (e.g., Child Benefit).
Step 3:
Book and attend a meeting with a Libro Coach to discuss your financial goals — also within 60 days of account opening.
Once all three steps are completed within the 60-day period, a $100 Eat Drink Dine Kingsville gift card will be awarded by the Kingsville branch.
Eligibility Requirements
The Kingsville Libro New Owner Offer is available to:
- Individuals aged 18 or older.
- Individuals or businesses who are not current members of Libro Credit Union and do not hold Libro membership shares.
- Residents of southwestern Ontario residing in the following counties or municipalities: Essex County, including Kingsville.
- Individuals must meet all requirements as stated in Libro’s Service Agreement.
Exclusions: Libro staff, Owner Representatives, and Board of Directors members are not eligible for this offer. Immediate family members of these individuals, however, are eligible.
Timing
- This offer is valid for new accounts opened between June 1, 2025, and August 30, 2025.
- A new Libro account is not considered opened and complete until the required Membership Share of $5 has been purchased.
Fulfillment
- Eligible $100 Eat Drink Dine Kingsville gift cards will be provided to qualifying new Owners within 60 days of completing the required steps.
- All rewards to be distributed on or about October 31st, 2025.
- Gift cards will be available for pickup at the Kingsville branch or mailed to the recipient’s preferred address, as provided during account setup or by contacting the branch.
Limitations
- Each individual or business is limited to one Kingsville Libro New Owner Offer.
- For joint personal accounts, each new Owner who is issued membership shares and meets eligibility criteria is eligible to receive the bonus.
- Each Owner must independently meet all eligibility criteria and step requirements to receive their own gift card.
- The offer is non-transferable, non-assignable, and no substitutions are permitted.
- Individuals must not have held a membership share as of May 31, 2025.
- Eligible accounts for this promotion include the following chequing accounts: Basic, Simplify, Premium, Go Free, US Chequing; savings accounts: Investment, Regular, Youth; and business accounts: Basic, Business 60, Business 200, Business Special, US Business, Business Investment Savings.
Referral Draw
Eligibility: Existing Libro Owners who refer a new eligible Owner to open an account at the Kingsville branch during the promotional period (June 1, 2025, to August 31, 2025) will be entered into a random prize draw for a Kingsville Loyal to Local prize pack.
How to Enter: To qualify, the referred individual must open an eligible account and purchase a $5 Membership Share at the Kingsville branch during the offer period. Referrals must be submitted using the official in-branch referral form, either by the referring Owner or the new Owner at the time of account opening.
Prize Details: One (1) Kingsville Loyal2Local Prize Pack will be awarded, featuring a curated selection of locally made products and gift cards. Approximate retail value: $250 CAD.
Draw Date: The random draw will be conducted on or about August 15, 2025, from all eligible entries received.
Odds of Winning: The odds of winning depend on the total number of eligible entries received during the promotional period.
Winner Notification & Claiming: The selected entrant will be notified by phone or email within 14 days of the draw. To be declared the winner, the selected entrant must:
- Correctly answer a time-limited, skill-testing mathematical question.
- Comply with all eligibility requirements.
- If the selected entrant cannot be reached or does not meet the conditions, an alternate entrant may be selected.
General Conditions: The prize must be accepted as awarded, is non-transferable, and has no cash value. Libro Credit Union reserves the right to verify eligibility, substitute the prize with one of equal or greater value, or cancel/amend the contest without notice, where permitted by law. The contest is subject to all applicable federal, provincial, and municipal laws.
General Terms & Conditions
- The Bank on Kingsville Offer is subject to all applicable federal, provincial, and municipal laws and regulations.
- Libro Credit Union is not responsible for the availability, quality, or fulfillment of goods and services offered by merchants accepting the Eat Drink Dine Kingsville gift card.
- Libro Credit Union reserves the right, at its sole discretion, to withdraw, terminate, or amend the offer at any time without notice.
- By participating in this promotion, you agree to release Libro Credit Union, its employees, directors, officers, affiliates, agents, and advertising and promotional agencies from any and all damages, claims, losses, or liabilities arising from or related to your participation in the offer.