Personal Service Fees
Libro offers accounts for personal banking, with reliable and convenient services to meet your individual needs. Our fees below outline applicable charges related to your banking activities.
Questions? Talk to a Libro Coach today.

Chequing Account Fees
Service |
Basic |
Simplify |
Premium |
Go Free (Youth) |
US Chequing |
---|---|---|---|---|---|
Monthly Fee |
$4 (Waived with $1,000 minimum monthly balance.)g |
$14 (Waived with $2,500 minimum monthly balance. $2 discount with automatic payroll deposit.) |
$25 (Waived with $75,000+ portfolio balance.) |
Free |
Free |
Debit transactions (per item) |
$0.60 (12 free per month) |
Free |
Free |
Free |
$0.65 (charged in USD. See foreign exchange rates.) |
Transfers to loan payments, chequing, savings and investmentsMeeting |
Free |
Free |
Free |
Free |
Free |
Interac ATM withdrawal* |
$1 (5 free per month) |
$1 (5 free per month) |
Free |
$1 (5 free per month) |
N/A |
Interac e-Transfer |
$1.50 |
Free |
Free |
Free |
N/A |
International ATM withdrawal (Cirrus®, Plus®) |
$3 |
$3 |
$3 |
$3 |
N/A |
Monthly online cheque viewing (free with paperless statements) |
$5 |
$5 |
$5 |
$5 |
$5 |
Cheque image return |
$3 |
$3 |
$3 |
$3 |
$3 |
Savings Account Fees
Service |
Investment |
Regular |
Youth |
---|---|---|---|
Monthly Fee |
Free |
Free |
Free |
Debit transactions (per item) |
$2 |
$1 |
Free |
Transfers to loan payments, chequing, savings and investments |
$2 (2 free per month) |
Free |
Free |
Interac ATM withdrawal* |
$1 |
$1 |
$1 |
Interac e-Transfer |
$1.50 |
$1.50 |
$1.50 |
International ATM withdrawal (Cirrus®, Plus®) |
$3 |
$3 |
$3 |
*Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees, use Libro ATMs or those found on our locations page.

Questions?
Discuss account options and benefits to reach your financial goals.