Reports
Read about who we are as a credit union and view annual reports and financial statements.
Introducing Libro Credit Union
Libro is here to strengthen financial well-being for you, and for families, local business and communities. We’re a credit union that exists to support the people and communities we serve, not to maximize profit.
When you choose Libro, you’re choosing a financial partner that puts your goals first. We provide competitive returns, expert advice, and the tools you need to bank the way that works best for you. And because we’re a cooperative, every decision we make is grounded in values and focused on long-term impact, not short-term gains.
You’re not just banking. You’re building something better.
See our Introducing Libro factsheet to learn more.
Annual Reports & Financial Statements
Our latest annual report describes a year of success for a 100% Canadian credit union that’s here to support people, communities and local business.
2025 Annual Report
Click here to view the 2025 Annual Report
Click here to view the 2025 Financial Statements
Kawartha Financial Services has published its 2025 Year in Review, reflecting the organization’s performance and activities prior to the amalgamation with Libro Credit Union. As we continue to integrate, future annual reporting will reflect our shared direction and results as one credit union.
2024 Annual Report
Click here to view the 2024 Annual Report
Click here to view the 2024 Financial Statements
2023 Annual Report
Click here to view the 2023 Annual Report
Click here to view the 2023 Financial Statements
2022 Annual Report
Click here to view the 2022 Annual Report
Click here to view the 2022 Financial Statements
2021 Annual Report
Click here to view the 2021 Annual Report
Click here to view the 2021 Financial Statements
2020 Annual Report
Click here to view the 2020 Annual Report
Click here to view 2020 Financial Statements
2019 Annual Report
Click here to view the 2019 Annual Report
Click here to view 2019 Financial Statements
Historical Reports
For historical annual reports and financial statements, including from our legacy credit unions, please contact us directly.