Mortgages

Are you buying your first home? Do you have a growing family and need more room? Libro Coaches are ready to help you through decisions on down payments, reducing mortgage costs, refinancing, lines of credit and everything in between, so you and your family can focus on the important stuff.

Talk to a Libro Coach Get Pre-Approved
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Libro Members, Erin and Richard

Explore Home Ownership and Mortgage Options

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Buy Your First Home

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Open a First Home Saving Account

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Apply for a Home Equity Line of Credit

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See Mortgage Types

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Learn about Mortgage Payments

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View Mortgage Rates

Expert Mortgage and Home Financing Coaching

Our mortgage experts care about you and your home ownership goals. They’re as interested in your mortgage freedom as you are. Our Coaches walk you through all the steps to buying a house — they’re with you as you start saving for your down payment, guide you through getting a mortgage, and cheer you on at your mortgage finish line. Whatever the situation, we help you adjust your mortgage to fit your lifestyle needs.

Plus, receive a free premium chequing account when you have a Libro mortgage, a savings of $1,500!*

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Regardless of what stage of your first-time home buyer journey you are at, we are here to help make buying your first home a reality.

First-Time Home Buyer
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Looking to refinance your mortgage with Libro? Looking to buy a new house or downsize? Whatever the situation, our mortgage experts are here to help.

Bring Your Mortgage to Libro
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Interested in updating your bathrooms or kitchen? Looking to finally finish the basement? Let’s chat about making your current home work for you!

Home Renovating

Mortgage Payments

Pay down your mortgage faster and save money! A Libro Coach explains your mortgage payment options. If you’re saving for a down payment, our expert coaching helps you reach your savings goal.

Mortgage Payments

Mortgage Types

Libro Coaches explain the different mortgage types in clear and easy-to-follow language. Our mortgage experts provide the information you need to make the best decision for your family and lifestyle.

Mortgage Types

Contact Us Today

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Affordability Calculator

Use our easy online mortgage calculator to see what you can afford or to get a snapshot of your current mortgage. You can test out different scenarios including rates and mortgage payment schedules.

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Rates

Take advantage of our competitive mortgage rates. Plus, we give you back a share of the profits with profit sharing.

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Profit Sharing

When you have a Libro mortgage, you get a share of our profits back to you! As a credit union, Libro Credit Union is a financial co-operative, which means you not only have a say in how the business is run, you share in the profit.

Mortgage Pre-Approval Form

Your privacy and trust are important to us; we recommend you do not share any sensitive information (such as passwords, Personal Identification Numbers or Account Numbers) within this contact form.

Find a Libro location near you

Locations

*Libro Premium chequing account monthly fee is waived with a $75,000+ portfolio balance. Calculated on a 5-year term mortgage.

*Offer expires August 31, 2026. See libro.ca/mortgageoffer for full details.

*Rates are subject to change without notice.