Libro Member, A.J., looking at his phone in a park and leaning against a tree trunk.

Advice or DIY? Yes.

Have a Libro Coach for the plan, add Qtrade Direct Investing® for the trades. Open a Libro investment account* and a Qtrade account,** put $1,000 in each by January 31, 2027, and the $250 Confidence Bonus is yours.*

Get a $250 Confidence Bonus†

when you start investing with Libro and Qtrade

Think you have to choose? Think again.

More Canadians are combining advisor-supported investing* with self-directed investing.** With a Libro Coach and Qtrade, you don't have to choose one or the other.

Outline of a man

Guidance when you need it

Your Coach builds the plan around your goals and helps with the RRSP, TFSA and FHSA decisions, through Aviso Wealth.*

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Flexibility to invest your way

Make your own trades on Qtrade,** on your phone, whenever you want.

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Build wealth with confidence

Keep your Coach and add Qtrade. Most hybrid investors keep both, and the $250 Confidence Bonus* rewards the first step.

Get a $250 Confidence Bonus† when you start investing with Libro and Qtrade

  • Open a new Libro investment account* (an Aviso Wealth account with your Coach, or a 12-month new-fund GIC) and put in $1,000.
  • Open a new Qtrade Direct Investing®** account through the Libro link on this page and put in $1,000.
  • Get $250 in your Libro chequing or savings by May 15, 2027. Stacks with Qtrade's own offers.
Libro Member, Kennedy
Libro member, Kennedy

Qtrade Direct Investing®

Buy and sell stocks, ETFs, bonds and mutual funds yourself, on your phone, with $0 commission trades and no quarterly admin fee.** Qtrade has consistently been ranked Canada’s #1 online investing platform, with portfolio tools and learning built in. Not sure yet? Try a free 30-day trial account first.

Open your Qtrade Account

41%

of Canadian investors now use a self-directed platform**

68%

of hybrid investors plan to keep both advice and DIY

90%

trust their own advisor for investing guidance*

$0

commission on Qtrade stock and ETF trades**

Sources: Broadridge 2025 Canadian Investor Study; CSA Hybrid Self-Directed Investing Report.

Questions people ask before they start investing

Yes, you'll need to be a Libro member to open the investment account and to receive the bonus. New and existing members both qualify, and your Coach can open it with you in the same conversation.

Yes! Your Coach keeps the plan, Qtrade gives you a place to make your own trades.**

For the Confidence Bonus, yes: $1,000 into the investment account and $1,000 into Qtrade by January 31, 2027. You can open a Qtrade account with less, you just won't qualify for the $250.*

Try Qtrade's free 30-day trial account first, no funding needed. Or book time with a Coach and talk it through.

A credit union is owned by its members, not shareholders. At Libro that means profits are shared back with members and the community, decisions are made locally, and a Coach is part of your membership. Your Qtrade account** and your Libro investment account* both sit inside that.

Yes. The Confidence Bonus can be combined with eligible Qtrade cashback and transfer-in offers.* See Qtrade's offers

Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.  

Advisor-supported investing through Aviso Wealth.* Self-directed investing through Qtrade Direct Investing®.**

†New and existing members. Offer runs October 5, 2026 to January 31, 2027. Terms and conditions apply.