Libro Credit Union Ltd. ("Libro") is offering a "Confidence Bonus" to eligible participants who complete the requirements outlined below during the offer period.
The "Confidence Bonus" Offer
Open both a qualifying new Libro Investment or Aviso Wealth Account and a new Qtrade Direct Investing® account, invest a minimum of $1,000 into each account by January 31, 2027, and receive a $250 Confidence Bonus subject to these Terms and Conditions.
Offer Period
This offer is available from October 5, 2026, to January 31, 2027, at 11:59 p.m. EST.
Eligibility Criteria
- New and existing Libro members may qualify.
- Accounts must be open and in good standing at time of the Bonus Payment.
- Participants must complete all qualifying actions during the offer period.
- Participants must satisfy all account opening requirements.
Account Opening Requirements
Qtrade Direct Investing opening:
Participants must open a new Qtrade Direct Investing (“Qtrade) account via one of the Libro Partnership links available on Libro.ca. For example: https://www.qtrade.ca/en/investor/offers/creditunions.html?partner=libro
Participants may also qualify for offers available from Qtrade directly (see offer stacking section below). The minimum deposit of $1,000 must be made to the new account by January 31, 2027, to qualify for the Confidence Bonus Payment.
Eligible Libro and Aviso Wealth Investment Accounts:
Participants must also open a new eligible Libro Investment Account and deposit a minimum of $1,000 before January 31, 2027.
Eligible Investment Account Options:
- Managed investment accounts through Aviso Wealth: Qualifying Accounts can be any available account type from Aviso Wealth (i.e., registered, and non-registered.) To qualify for the Confidence Bonus a minimum deposit of $1,000 is required. Qualifying Accounts must be nominee accounts with Aviso Wealth, where applicable. New accounts must meet account opening requirements approved by Aviso Wealth, as applicable.
OR,
- Newly funded Libro GIC(s) with a minimum of at least a 12-month fixed term. New funds are money not currently held on deposit with Libro Credit Union and not transferred from existing Libro accounts and/or Libro affiliated accounts including Aviso Wealth and Qtrade. Minimum deposit $1000. Rates are subject to change without notice. This offer can be applied to new fund GIC Special rates despite those special rate promotions carrying a standard carve out limitation that typically states, "No additional bonuses apply to special rates."
Bonus Payment
Eligible participants will receive one $250 Confidence Bonus by May 15, 2027. All accounts as part of this offer including the eligible Libro, Aviso Wealth and Qtrade accounts must remain open and in good standing through April 30, 2027.
The bonus will be credited as cash to either a Libro chequing or savings account no later than May 15, 2027.
Offer Stacking
This offer may be combined with eligible Qtrade transfer-in offers, Qtrade cashback offers, and future Libro investing promotions, provided all eligibility requirements for each offer are satisfied.
Other Terms and Conditions:
- Transfers will be validated by April 15, 2027, to ensure they have been received in a Libro affiliated account at Qtrade, and if applicable, affiliated accounts at Aviso Wealth.
- You are solely responsible for any tax consequences arising from or in connection with this offer.
- All dollar amounts mentioned are in Canadian dollars.
- US dollar accounts will be converted at prescribed rates in effect at Aviso Wealth, as applicable, as of the Transfer in date to determine whether clients qualify for the offer.
- The Aviso Wealth representative managing a Qualifying Account must be affiliated with Libro.
- Limit of one Confidence Bonus per eligible member. A joint account may be used to support the eligibility of only one member and will not result in more than one bonus.
- Libro reserves the right to amend, suspend, or cancel the promotion at any time and to determine final eligibility.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.