Advice or DIY? Yes.
Have a Libro Coach for the plan, add Qtrade Direct Investing® for the trades. Open a Libro investment account* and a Qtrade account,** put $1,000 in each by January 31, 2027, and the $250 Confidence Bonus is yours.*
Get a $250 Confidence Bonus†
when you start investing with Libro and Qtrade
Think you have to choose? Think again.
More Canadians are combining advisor-supported investing* with self-directed investing.** With a Libro Coach and Qtrade, you don't have to choose one or the other.
Guidance when you need it
Your Coach builds the plan around your goals and helps with the RRSP, TFSA and FHSA decisions, through Aviso Wealth.*
Flexibility to invest your way
Make your own trades on Qtrade,** on your phone, whenever you want.
Build wealth with confidence
Keep your Coach and add Qtrade. Most hybrid investors keep both, and the $250 Confidence Bonus* rewards the first step.
Get a $250 Confidence Bonus† when you start investing with Libro and Qtrade
- Open a new Libro investment account* (an Aviso Wealth account with your Coach, or a 12-month new-fund GIC) and put in $1,000.
- Open a new Qtrade Direct Investing®** account through the Libro link on this page and put in $1,000.
- Get $250 in your Libro chequing or savings by May 15, 2027. Stacks with Qtrade's own offers.
Qtrade Direct Investing®
Buy and sell stocks, ETFs, bonds and mutual funds yourself, on your phone, with $0 commission trades and no quarterly admin fee.** Qtrade has consistently been ranked Canada’s #1 online investing platform, with portfolio tools and learning built in. Not sure yet? Try a free 30-day trial account first.
41%
of Canadian investors now use a self-directed platform**
68%
of hybrid investors plan to keep both advice and DIY
90%
trust their own advisor for investing guidance*
$0
commission on Qtrade stock and ETF trades**
Sources: Broadridge 2025 Canadian Investor Study; CSA Hybrid Self-Directed Investing Report.
Make your money better.
Libro is a credit union, so the people who invest here are the people who own it. That changes what your money does.
- Member-owned
- Decisions are made here, in Ontario
- Coaching, included
- We're a B-Corp; a force for good
That's better.
Talk investing through with a Coach
20 minutes, by phone or video. Bring your questions, leave with a first step. Your Coach can open the investment account with you on the call. We'll be in touch within one business day.
Book a Meeting
Questions people ask before they start investing
Do I have to be a Libro member?
Yes, you'll need to be a Libro member to open the investment account and to receive the bonus. New and existing members both qualify, and your Coach can open it with you in the same conversation.
Can I keep working with my Coach if I open Qtrade?
Yes! Your Coach keeps the plan, Qtrade gives you a place to make your own trades.**
Is $1,000 in each account the minimum?
For the Confidence Bonus, yes: $1,000 into the investment account and $1,000 into Qtrade by January 31, 2027. You can open a Qtrade account with less, you just won't qualify for the $250.*
What if I'm not sure I want to trade myself?
Try Qtrade's free 30-day trial account first, no funding needed. Or book time with a Coach and talk it through.
What is a credit union, and why does it matter for investing?
A credit union is owned by its members, not shareholders. At Libro that means profits are shared back with members and the community, decisions are made locally, and a Coach is part of your membership. Your Qtrade account** and your Libro investment account* both sit inside that.
Does this stack with Qtrade's transfer-in offer?
Yes. The Confidence Bonus can be combined with eligible Qtrade cashback and transfer-in offers.* See Qtrade's offers
Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.
Advisor-supported investing through Aviso Wealth.* Self-directed investing through Qtrade Direct Investing®.**
†New and existing members. Offer runs October 5, 2026 to January 31, 2027. Terms and conditions apply.