About Libro

Libro is a 100% Canadian-owned credit union, investing in local people, businesses, and communities while helping you build financial well-being with expert advice and personalized service.

Banking With a Higher Purpose

Libro strengthens financial well-being for a better tomorrow

We believe that financial well-being:

Enables people to live their most fulfilled lives and empowers businesses.
Leads to sustainable economic growth and contributes to the vitality of communities.
Interconnects with a healthy planet.

And this is how, together, we shape a better tomorrow.

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Better Together

We are all working hard to make every aspect of our lives better.

Libro works with you to make money better by focusing on what’s important – your hopes and dreams, our communities, and the world around us.

We’re a financial institution that puts people before profits. Bank with Libro and feel confident about money.

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Bank Your Way

We offer daily banking, investing, mortgages, loans and more.

Libro offers fast, convenient access to a full range of financial products and services including daily banking accounts, credit cards, GICs, RRSPs, TFSAs, mortgages, loans, lines of credit, and more.

Whatever your banking needs are, Libro is here to help you.

Local Impact

Libro invests profits back into the people, businesses and communities we serve.

As a Libro member, you’re part of a larger purpose.

One of the ways we do this is by supporting organizations making a positive local impact helping to address some of the most challenging issues in Ontario.

Share in Our Profits

For 2024, we returned $15.5 million to members through profit shares and dividends.

Libro is a financial co-operative, and when you bank with Libro you become a member by purchasing membership shares.

Libro distributes profits to our members in the form of profit shares and investment share dividends.

For 2024, that totaled $5.15 million.

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Expert Coaching

Whatever your financial needs may be, a Libro Coach can help you reach your goal.

Financial coaching is one important way Libro is different from banks. Every member at Libro has access to Coaches — financial experts — who care about you and your success.

Your Coach gets to know you and your situation and always offers personalized financial advice to help you reach your goals.

Four illustrated people hold symbols: a leaf, a B Corp certification sign, a globe, and a recycling symbol, representing environmental and social responsibility.

Sustainability

We use business as a force for good, and care about our social and environmental impact.

At Libro, our purpose—to strengthen financial well-being for a better tomorrow—is the foundation of everything we do. This is underpinned by purposeful work, which includes strong environmental, social, and governance practices embedded in how we operate.