Service Charges

Registered Plans

Charges
Registered Plans (including Tax-Free Savings Plans)
Fixed and variable interest rates
Transfer out fee $75
Registered Retirement Income Fund Flexible alternative to annuities Transfer out fee $75
Tax-Free Savings Account 2 free debit transactions per month.
In-branch withdrawal, transfer or bill payment $2.00
ATM cash withdrawals N/A
Interac direct payment, electronic withdrawals N/A
Transfer out fee $75
Click here for more information about the Tax-Free Savings Account.

Access Connections

Charges
Interac® Network Access From your chequing account, you can make up to 5 cash withdrawals each month at no extra charge Interac® transaction surcharge per item on 6+ withdrawals $1.00
The Exchange Network® Make withdrawals and deposits at 2,200 ATM locations in Canada without paying additional surcharges
PLUS® Network Access ATM cash withdrawals worldwide ATM withdrawal $3.00
Contact Centre Automated telephone banking Inquiries, account balance history Free
Funds transfer No additional charge
Bill payments No additional charge
Online & Mobile Banking Via the Internet with your personal computer and mobile device Inquiries, account balance history Free
Funds transfer No additional charge
Bill payments No additional charge

Other Service Charges

Charges
Certified cheques $10.00
Draft/office cheque (CAD or USD) $7.50
Interac e-transfer $1.50
Mailed cheque images Per statement, per account $3.00
NSF fee $50.00
Safe deposit box annual rental (square inches = area of box front) (+HST) Small (2 x 5, 3.5 x 5) $45.00
Medium (3 x 5, 3.5 x 5) $45.00
Large (3 x 10, 5 x 5, 2.5 x 10) $80.00
X Large (5 x 10, 5 x 10.75) $140.00
XX Large (10 x 10) $240.00
Biometric small (3 x 9.5 x 15) $96.00
Biometric large (7 x 9.5 x 15) $216.00
Lost safe keys 1 key $25.00
Both keys Cost of replacing keys and drilling the safety deposit box
Statement reprint In-branch - per statement $2.50
Archives retrieval $30.00/hour
Stop payment Full details $12.50
Partial details $17.50
Unauthorized Overdraft Interest 30%
($5.00 per month,
plus actual interest charged on unauthorized amount)
Unauthorized Overdraft Fee
(Cheque or PAD)
$5.00/item
($5.00 USD for USD accounts)
Wire $35.00 (min)


Rates above effective January 1, 2016.