Borrowing is Good. Borrowing Wisely is better.

Credit allows people to maintain a comfortable standard of living without depleting their savings or spending all of their current income. It’s how many of us buy our homes, cars, vacations and other necessities and luxuries of life.

If you want to be responsible with your money, remember that credit = debt. Credit is best undertaken and managed thoughtfully so you stay in control of your debt rather than having your debt control you.

Personal Loans

Personal installment loans help you finance purchases like a car or vacation. You repay it by regular blended payments of principal and interest over an agreed term.

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There are lots of mortgage options and finding the one that’s right for you can be confusing. A Libro Coach can help explain all of the differences and find the mortgage that’s best for you.

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Lines of Credit

Whether you're considering financing options to help cover the cost of post-secondary education or you would like to leverage the equity in your home, Libro has flexible credit options and Coaches to help you determine what's best for you.

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Each Borrowing Decision Should Start With a Conversation

To get the right product for your needs, we recommend talking to your Libro Coach. You own Libro, so you can count on your Coach to be frank and honest about your ability to take on extra debt. They will review all your loan options to ensure you receive the best deal possible.