Strategy & Services
If you're serious about saving for the future, investing and growing your money, we're serious about helping you set and achieve your goals. Our process is simple and proven effective. There's no magic, no secret sauce - just discipline and a long-term vision. Talk to your Libro Coach today about your plan for investing.
Meet a Coach: Get to know the Libro Coach who fits with your personality and needs best. This is the person you'll work with closely, so chemistry is important for both of you.
Prepare a net worth statement: This is the benchmark you set together and that you track regularly. See the scenarios for how net worth statements work - or complete one for yourself here. Even if some of your investments, assets or debts are elsewhere, work with your Libro Coach to document everything in one place. That's the only way to find balance.
Create a Savings Plan / Make it Automatic
Figure out how much you can put aside every month - then have that amount transferred to your investment plan (RRSP for example) automatically. Once you get used to it, you won't miss it.
You should try setting dates for all your investment plans. Retirement dates, kids-in-school dates, dates for using specific proceeds from your investments. Dates are goals.
Create an Investment Plan
Once you have a Coach, a net worth statement, a savings plan and the timelines or goals for your investments, you have the fundamentals needed for creating a financial plan that will work.
Work the Plan
Sounds easy - but you'd be amazed at how many people prepare a plan and then promptly forget it or let it slide because life gets in the way. Your Libro Coach will help you work your plan.
Plan on routine reviews (annually, semi-annually, your choice) in person so you and your Coach can stay up to date.